How to Activate Your U.S. Bank Credit Card
You must activate a new U.S. Bank credit card, whether you are a new or existing customer. The steps to follow are similar in each circumstance, but the user experience is a little different.
If you have a new debit card from U.S. Bank, then you must follow a different activation process.
How to Activate Your U.S. Bank Credit Card Online
U.S. Bank provides a helpful website that will help you to activate your new credit card online.
If you already have online banking through U.S. Bank, then you will need to log in to your dashboard. You can do so by choosing the “Log In and Activate” button under the appropriate heading on the website.
The activation website will take you to the standard login page. Enter your Personal ID and Password, then follow the prompts to continue with the activation sequence.
If you are not yet enrolled in online banking with U.S. Bank, then you’ll need to create a username and password to begin the activation process for your new credit card.
Clicking on the “Enroll and Activate” button will take you to a four-step sequence where you must verify, protect, consent, and confirm your interest in the credit card.
You will need to indicate if you have a personal or business account. Then U.S. Bank has you enter the details of your credit card.
If you are enrolling in the online and mobile banking feature for U.S. Bank, you’ll need to provide the last four digits of your Social Security number to proceed.
Activating Your U.S. Bank Credit Card by Phone or App
Your U.S. Bank credit card comes with a sticker on the front that shows a specific toll-free number to call to complete the activation process.
If you lost this sticker or a phone number didn’t get printed on it, then you can activate your U.S. Bank credit card by calling 1 (800) 285-8585. Follow the prompts given by the automated attendant to finish the activation process.
When the system doesn’t accept your input, then you will get transferred to an operator. The customer care representative will need the same information as the online enrollment process to verify your identity.
Once you answer the questions over the phone, the customer care representative will confirm with you that the credit card is ready to use. Then you can take it with you to complete transactions wherever merchants accept that form of payment.
If you have a smartphone, then the U.S. Bank app will let you activate your new credit card. Once you have it installed on your Android or iOS device, simply log in with the same information used for your online banking portal.
You will need to create an online banking profile to log into the app if you don’t already have one.
You can then find your new credit card under your accounts. Then all you need to do is follow the prompts to activate it.
U.S. Bank offers several credit card options that include travel rewards, cashback options, and other features. You can apply for the one you prefer through their U.S. Bank website.