BMO Card Activate

Activating a New BMO Credit Card

Bank of Montreal Online (BMO) is one of the premier lenders in Canada. Trusted and reputable, BMO offers a variety of standard and rewards credit cards to their customers.

Being one of the biggest lenders in Canada allows BMO to provide exceptional customer service, excellent rewards, and competitive interest rates.

Your options will depend on your credit score, and we recommend taking advantage of the exceptional rewards offered on some of BMO’s most exclusive cards. Regardless of the card you choose, you can expect a world-class experience.

Activate Your BMO Credit Card Online

BMO offers a fast and easy online credit card activation option, so we recommend using this method if possible. Just follow this Bank of Montreal activation link and input your new MasterCard’s number into the form. Click “Submit,” then follow the simple instructions to verify your identity. Your new BMO card will be activated immediately

Activate a MasterCard Over the Phone

Problems with online activation can crop up, so BMO provides a toll-free number to complete activation via phone. While this option isn’t as fast as the online method, it does provide an alternative for those customers who choose to use it.

To activate your BMO card over the phone, call 1 (800) 263-2263 and speak with a BMO representative. They will prompt you with instructions to complete activation (the entire process should only take a few minutes.) For the fastest service, we recommend calling from the phone number associated with the account.

Quick & Easy Activation Instructions

Simply visit the BMO activation link and enter the number on the front of your new MasterCard.

Running into problems with your card activation? Use This Toll-Free BMO MasterCard Activation Assistance: 1 (866) 859-2089

 Tips for New Credit Card Users:

  • To decrease the likelihood of identity theft, sign the back of your card before using it.
  • Be sure to read your cardholder agreement carefully.

Get the most out of your new card! Familiarize yourself with all of the card’s benefits and use them; sometimes perks like car rental insurance or roadside assistance are buried in the fine print of the cardholder agreement.

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